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Fair Market Rent · Kentucky

Fair Market Rent in Garrard County, KY

FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.

$672studio
$8641 bedroom
$9412 bedrooms
$1,2323 bedrooms
$1,2374 bedrooms

HUD's FY2027 Fair Market Rent for a 2-bedroom home in Garrard County is $941 a month, +4.6% from FY2026. Garrard County is part of the Garrard County, KY (a non-metro county area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.

Area-wide Fair Market Rents

SizeFY2027FY2026ChangeTypical voucher range (90–110%)
Studio$672$643+4.5%$605–739
1 bedroom$864$821+5.2%$778–950
2 bedrooms$941$900+4.6%$847–1,035
3 bedrooms$1,232$1,156+6.6%$1,109–1,355
4 bedrooms$1,237$1,285-3.7%$1,113–1,361

The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.

Rents by ZIP code in Garrard County

Open a ZIP code for every size, the spread of rents and nearby ZIP codes.

ZIPPlace2-bedroom FMR (ZIP)Census median, 2 bedroomsCensus median, all sizes
40444Lancaster$950$725$811
40461Paint Lick$920–$786

Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.