Fair Market Rent · Kentucky
Fair Market Rent in Spencer County, KY
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Spencer County is $1,276 a month, +0.3% from FY2026. Spencer County is part of the Louisville, KY-IN HUD Metro FMR Area (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $976 | $966 | +1% | $878–1,074 |
| 1 bedroom | $1,058 | $1,047 | +1.1% | $952–1,164 |
| 2 bedrooms | $1,276 | $1,272 | +0.3% | $1,148–1,404 |
| 3 bedrooms | $1,629 | $1,625 | +0.2% | $1,466–1,792 |
| 4 bedrooms | $1,874 | $1,891 | -0.9% | $1,687–2,061 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.