Fair Market Rent · Minnesota
Fair Market Rent in Stearns County, MN
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Stearns County is $1,233 a month, +2.2% from FY2026. Stearns County is part of the St. Cloud, MN MSA (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $884 | $874 | +1.1% | $796–972 |
| 1 bedroom | $961 | $919 | +4.6% | $865–1,057 |
| 2 bedrooms | $1,233 | $1,206 | +2.2% | $1,110–1,356 |
| 3 bedrooms | $1,656 | $1,604 | +3.2% | $1,490–1,822 |
| 4 bedrooms | $1,961 | $1,873 | +4.7% | $1,765–2,157 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Stearns County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 55320 | Clearwater | $1,540 | $1,131 | $1,163 |
| 55353 | Kimball | $1,090 | $804 | $794 |
| 55382 | South Haven | $1,680 | $1,234 | $1,327 |
| 56301 | Saint Cloud | $1,350 | $1,185 | $1,151 |
| 56303 | Saint Cloud | $1,170 | $1,030 | $927 |
| 56307 | Albany | $1,090 | $915 | $650 |
| 56310 | Avon | $1,090 | $941 | $1,064 |
| 56312 | Belgrade | $1,090 | $920 | $865 |
| 56320 | Cold Spring | $1,530 | $1,653 | $1,390 |
| 56321 | Collegeville | $1,270 | – | – |
| 56325 | Elrosa | $1,090 | $1,104 | $1,188 |
| 56331 | Freeport | $1,090 | – | $813 |
| 56335 | Greenwald | $1,230 | – | – |
| 56340 | Holdingford | $1,270 | – | – |
| 56352 | Melrose | $1,230 | $1,154 | $1,100 |
| 56356 | New Munich | $1,150 | – | $1,188 |
| 56362 | Paynesville | $1,150 | $935 | $829 |
| 56368 | Richmond | $1,090 | $633 | $934 |
| 56369 | Rockville | $1,090 | $994 | $846 |
| 56371 | Roscoe | $1,100 | – | – |
| 56374 | Saint Joseph | $1,340 | $1,108 | $1,125 |
| 56375 | Saint Stephen | $1,320 | – | $1,292 |
| 56376 | Saint Martin | $1,090 | – | $425 |
| 56377 | Sartell | $1,410 | $1,319 | $1,273 |
| 56378 | Sauk Centre | $1,090 | $921 | $853 |
| 56387 | Waite Park | $1,280 | $1,156 | $1,129 |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.