Fair Market Rent · North Carolina
Fair Market Rent in Union County, NC
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Union County is $1,785 a month, +5.9% from FY2026. Union County is part of the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $1,574 | $1,469 | +7.1% | $1,417–1,731 |
| 1 bedroom | $1,640 | $1,538 | +6.6% | $1,476–1,804 |
| 2 bedrooms | $1,785 | $1,686 | +5.9% | $1,606–1,964 |
| 3 bedrooms | $2,179 | $2,076 | +5% | $1,961–2,397 |
| 4 bedrooms | $2,773 | $2,637 | +5.2% | $2,496–3,050 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Union County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 28079 | Indian Trail | $2,360 | $1,621 | $2,025 |
| 28103 | Marshville | $1,300 | $1,303 | $1,145 |
| 28104 | Matthews | $2,150 | $1,813 | $1,801 |
| 28108 | Mineral Springs | $1,970 | – | – |
| 28110 | Monroe | $1,620 | $1,182 | $1,376 |
| 28112 | Monroe | $1,360 | $1,071 | $1,155 |
| 28173 | Waxhaw | $2,110 | $1,763 | $1,776 |
| 28174 | Wingate | $1,330 | $942 | $1,149 |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.