Rent by ZIP · Bay County
Rent in Panama City Beach, FL 32413
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,860 (+1.1% vs FY2026). Renters in this ZIP code pay a median $1,702 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,590 | $1,560 | +1.9% | $1,431–1,749 | $1,194 ±$113 |
| 1 bedroom | $1,710 | $1,620 | +5.6% | $1,539–1,881 | $1,725 ±$55 |
| 2 bedrooms | $1,860 | $1,840 | +1.1% | $1,674–2,046 | $1,750 ±$126 |
| 3 bedrooms | $2,370 | $2,370 | 0% | $2,133–2,607 | $1,921 ±$295 |
| 4 bedrooms | $2,890 | $2,940 | -1.7% | $2,601–3,179 | $1,828 ±$340 |
Small Area FMRs for the Panama City, FL HUD Metro FMR Area. This ZIP code is in more than one HUD area; figures are for the main one. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Panama City, FL HUD Metro FMR Area, 2 bedrooms: $1,651.
What renters pay in 32413
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 32410 | Mexico Beach | $2,110 | – |
| 32409 | Panama City | $1,520 | $967 |
| 32408 | Panama City | $1,650 | $1,492 |
| 32407 | Panama City Beach | $2,100 | $1,965 |
| 32420 | Alford | $970 | $679 |
| 32405 | Panama City | $1,660 | $1,401 |
Fair Market Rents across Bay County, FL · All FL counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.