Rent by ZIP · Jefferson County
Rent in Louisville, KY 40245
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,820 (+1.1% vs FY2026). Renters in this ZIP code pay a median $1,688 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,390 | $1,380 | +0.7% | $1,251–1,529 | $1,469 ±$289 |
| 1 bedroom | $1,520 | $1,490 | +2% | $1,368–1,672 | $1,426 ±$80 |
| 2 bedrooms | $1,820 | $1,800 | +1.1% | $1,638–2,002 | $1,682 ±$158 |
| 3 bedrooms | $2,320 | $2,300 | +0.9% | $2,088–2,552 | $2,232 ±$229 |
| 4 bedrooms | $2,680 | $2,680 | 0% | $2,412–2,948 | $2,334 ±$211 |
Small Area FMRs for the Louisville, KY-IN HUD Metro FMR Area. This ZIP code is in more than one HUD area; figures are for the main one. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Louisville, KY-IN HUD Metro FMR Area, 2 bedrooms: $1,276.
What renters pay in 40245
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 40243 | Louisville | $1,480 | $1,499 |
| 40242 | Louisville | $1,450 | $1,338 |
| 40241 | Louisville | $1,640 | $1,449 |
| 40258 | Louisville | $1,300 | $1,066 |
| 40229 | Louisville | $1,480 | $1,292 |
| 40228 | Louisville | $1,580 | $1,406 |
Fair Market Rents across Jefferson County, KY · All KY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.