Rent by ZIP · Harlan County
Rent in Cumberland, KY 40823
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $910 (+4.6% vs FY2026). Renters in this ZIP code pay a median $633 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $690 | $690 | 0% | $621–759 | $374 ±$22 |
| 1 bedroom | $750 | $700 | +7.1% | $675–825 | $645 ±$547 |
| 2 bedrooms | $910 | $870 | +4.6% | $819–1,001 | $625 ±$101 |
| 3 bedrooms | $1,190 | $1,140 | +4.4% | $1,071–1,309 | $761 ±$412 |
| 4 bedrooms | $1,200 | $1,210 | -0.8% | $1,080–1,320 | – |
Small Area FMRs for the Harlan County, KY. This ZIP code is in more than one HUD area; figures are for the main one. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Harlan County, KY, 2 bedrooms: $909.
What renters pay in 40823
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 40824 | Dayhoit | $910 | – |
| 40826 | Eolia | $940 | – |
| 40819 | Coldiron | $910 | – |
| 40827 | Essie | $910 | – |
| 40818 | Coalgood | $1,060 | – |
| 40828 | Evarts | $1,160 | $686 |
Fair Market Rents across Harlan County, KY · All KY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.