Rent by ZIP · McCreary County
Rent in Stearns, KY 42647
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $940 (-3.1% vs FY2026). Renters in this ZIP code pay a median $564 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $670 | $690 | -2.9% | $603–737 | – |
| 1 bedroom | $860 | $880 | -2.3% | $774–946 | – |
| 2 bedrooms | $940 | $970 | -3.1% | $846–1,034 | $516 ±$173 |
| 3 bedrooms | $1,190 | $1,200 | -0.8% | $1,071–1,309 | – |
| 4 bedrooms | $1,310 | $1,350 | -3% | $1,179–1,441 | – |
Small Area FMRs for the McCreary County, KY. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for McCreary County, KY, 2 bedrooms: $909.
What renters pay in 42647
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 42649 | Strunk | $960 | – |
| 42642 | Russell Springs | $920 | $576 |
| 42653 | Whitley City | $1,120 | $617 |
| 42635 | Pine Knot | $910 | $494 |
| 42634 | Parkers Lake | $1,010 | – |
| 42633 | Monticello | $910 | $628 |
Fair Market Rents across McCreary County, KY · All KY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.