Rent by ZIP · Buchanan County
Rent in Saint Joseph, MO 64504
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,130 (+3.7% vs FY2026). Renters in this ZIP code pay a median $958 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $870 | $780 | +11.5% | $783–957 | – |
| 1 bedroom | $880 | $840 | +4.8% | $792–968 | $594 ±$150 |
| 2 bedrooms | $1,130 | $1,090 | +3.7% | $1,017–1,243 | $971 ±$59 |
| 3 bedrooms | $1,440 | $1,380 | +4.3% | $1,296–1,584 | $1,133 ±$159 |
| 4 bedrooms | $1,670 | $1,580 | +5.7% | $1,503–1,837 | – |
Small Area FMRs for the St. Joseph, MO-KS MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for St. Joseph, MO-KS MSA, 2 bedrooms: $1,101.
What renters pay in 64504
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 64503 | Saint Joseph | $1,150 | $863 |
| 64505 | Saint Joseph | $1,200 | $950 |
| 64506 | Saint Joseph | $1,100 | $915 |
| 64501 | Saint Joseph | $1,080 | $853 |
| 64507 | Saint Joseph | $1,110 | $1,043 |
| 64502 | Saint Joseph | $1,100 | – |
Fair Market Rents across Buchanan County, MO · All MO counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.