Fair Market Rent · Indiana
Fair Market Rent in Elkhart County, IN
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Elkhart County is $1,253 a month, +5.9% from FY2026. Elkhart County is part of the Elkhart-Goshen, IN MSA (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $1,008 | $968 | +4.1% | $907–1,109 |
| 1 bedroom | $1,048 | $992 | +5.6% | $943–1,153 |
| 2 bedrooms | $1,253 | $1,183 | +5.9% | $1,128–1,378 |
| 3 bedrooms | $1,653 | $1,553 | +6.4% | $1,488–1,818 |
| 4 bedrooms | $1,752 | $1,581 | +10.8% | $1,577–1,927 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Elkhart County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 46507 | Bristol | $1,280 | $1,051 | $1,094 |
| 46514 | Elkhart | $1,320 | $1,060 | $1,113 |
| 46516 | Elkhart | $1,230 | $1,031 | $1,016 |
| 46517 | Elkhart | $1,170 | $900 | $938 |
| 46526 | Goshen | $1,330 | $1,145 | $1,133 |
| 46528 | Goshen | $1,270 | $976 | $1,051 |
| 46540 | Middlebury | $1,340 | $1,076 | $1,148 |
| 46543 | Millersburg | $1,270 | $913 | $1,090 |
| 46550 | Nappanee | $1,170 | $859 | $843 |
| 46553 | New Paris | $1,230 | – | $1,045 |
| 46573 | Wakarusa | $1,290 | – | $955 |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.