Rent by ZIP · Elkhart County
Rent in Middlebury, IN 46540
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,340 (+7.2% vs FY2026). Renters in this ZIP code pay a median $1,148 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,070 | $1,020 | +4.9% | $963–1,177 | – |
| 1 bedroom | $1,110 | $1,040 | +6.7% | $999–1,221 | – |
| 2 bedrooms | $1,340 | $1,250 | +7.2% | $1,206–1,474 | $1,076 ±$82 |
| 3 bedrooms | $1,760 | $1,630 | +8% | $1,584–1,936 | $1,259 ±$135 |
| 4 bedrooms | $1,870 | $1,670 | +12% | $1,683–2,057 | – |
Small Area FMRs for the Elkhart-Goshen, IN MSA. This ZIP code is in more than one HUD area; figures are for the main one. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Elkhart-Goshen, IN MSA, 2 bedrooms: $1,253.
What renters pay in 46540
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 46539 | Mentone | $1,090 | $1,033 |
| 46538 | Leesburg | $1,140 | $877 |
| 46542 | Milford | $1,200 | $1,101 |
| 46537 | Lapaz | $1,110 | – |
| 46543 | Millersburg | $1,270 | $913 |
| 46536 | Lakeville | $1,170 | $948 |
Fair Market Rents across Elkhart County, IN · All IN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.