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Fair Market Rent · Kentucky

Fair Market Rent in Clay County, KY

FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.

$650studio
$8351 bedroom
$9092 bedrooms
$1,2543 bedrooms
$1,2704 bedrooms

HUD's FY2027 Fair Market Rent for a 2-bedroom home in Clay County is $909 a month, +5% from FY2026. Clay County is part of the Clay County, KY (a non-metro county area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.

Area-wide Fair Market Rents

SizeFY2027FY2026ChangeTypical voucher range (90–110%)
Studio$650$662-1.8%$585–715
1 bedroom$835$759+10%$752–919
2 bedrooms$909$866+5%$818–1,000
3 bedrooms$1,254$1,176+6.6%$1,129–1,379
4 bedrooms$1,270$1,308-2.9%$1,143–1,397

The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.

Rents by ZIP code in Clay County

Open a ZIP code for every size, the spread of rents and nearby ZIP codes.

ZIPPlace2-bedroom FMR (ZIP)Census median, 2 bedroomsCensus median, all sizes
40914Big Creek$910––
40941Garrard$920–$833
40962Manchester$920$644$699
40972Oneida$910––

Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.