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Fair Market Rent · North Carolina

Fair Market Rent in Clay County, NC

FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.

$928studio
$9991 bedroom
$1,0872 bedrooms
$1,5053 bedrooms
$1,6444 bedrooms

HUD's FY2027 Fair Market Rent for a 2-bedroom home in Clay County is $1,087 a month, +4.6% from FY2026. Clay County is part of the Clay County, NC (a non-metro county area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.

Area-wide Fair Market Rents

SizeFY2027FY2026ChangeTypical voucher range (90–110%)
Studio$928$878+5.7%$835–1,021
1 bedroom$999$948+5.4%$899–1,099
2 bedrooms$1,087$1,039+4.6%$978–1,196
3 bedrooms$1,505$1,429+5.3%$1,354–1,656
4 bedrooms$1,644$1,561+5.3%$1,480–1,808

The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.

Rents by ZIP code in Clay County

Open a ZIP code for every size, the spread of rents and nearby ZIP codes.

ZIPPlace2-bedroom FMR (ZIP)Census median, 2 bedroomsCensus median, all sizes
28902Brasstown$1,030––
28904Hayesville$1,070$803$700
28909Warne$1,030––

Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.