Fair Market Rent · Tennessee
Fair Market Rent in Polk County, TN
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Polk County is $1,270 a month, +3% from FY2026. Polk County is part of the Cleveland, TN MSA (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $884 | $850 | +4% | $796–972 |
| 1 bedroom | $971 | $940 | +3.3% | $874–1,068 |
| 2 bedrooms | $1,270 | $1,233 | +3% | $1,143–1,397 |
| 3 bedrooms | $1,593 | $1,584 | +0.6% | $1,434–1,752 |
| 4 bedrooms | $1,669 | $1,633 | +2.2% | $1,502–1,836 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Polk County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 37307 | Benton | $1,110 | $663 | $613 |
| 37316 | Conasauga | $1,110 | – | – |
| 37317 | Copperhill | $1,110 | $684 | $693 |
| 37325 | Delano | $1,110 | – | – |
| 37326 | Ducktown | $1,110 | – | $577 |
| 37333 | Farner | $1,110 | – | – |
| 37361 | Ocoee | $1,110 | – | $780 |
| 37362 | Old Fort | $1,110 | – | $1,023 |
| 37369 | Reliance | $1,110 | – | – |
| 37391 | Turtletown | $1,110 | – | $481 |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.