Rent by ZIP · Westchester County
Rent in Elmsford, NY 10523
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $4,460 (+2.1% vs FY2026). Renters in this ZIP code pay a median $2,978 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $3,890 | $3,800 | +2.4% | $3,501–4,279 | – |
| 1 bedroom | $4,100 | $3,990 | +2.8% | $3,690–4,510 | $2,877 ±$258 |
| 2 bedrooms | $4,460 | $4,370 | +2.1% | $4,014–4,906 | $3,500+ |
| 3 bedrooms | $5,640 | $5,470 | +3.1% | $5,076–6,204 | $2,168 ±$520 |
| 4 bedrooms | $6,190 | $5,950 | +4% | $5,571–6,809 | – |
Small Area FMRs for the New York, NY HUD Metro FMR Area. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for New York, NY HUD Metro FMR Area, 2 bedrooms: $2,971.
What renters pay in 10523
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 10522 | Dobbs Ferry | $3,650 | $2,458 |
| 10524 | Garrison | $3,960 | $2,934 |
| 10520 | Croton On Hudson | $2,950 | $2,309 |
| 10526 | Goldens Bridge | $3,490 | – |
| 10519 | Croton Falls | $3,330 | – |
| 10518 | Cross River | $3,980 | – |
Fair Market Rents across Westchester County, NY · All NY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.