Rent by ZIP · Hamilton County
Rent in Speculator, NY 12164
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,570 (-4.8% vs FY2026). Renters in this ZIP code pay a median $1,042 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,150 | $1,240 | -7.3% | $1,035–1,265 | – |
| 1 bedroom | $1,200 | $1,260 | -4.8% | $1,080–1,320 | – |
| 2 bedrooms | $1,570 | $1,650 | -4.8% | $1,413–1,727 | $1,196 ±$158 |
| 3 bedrooms | $1,870 | $1,980 | -5.6% | $1,683–2,057 | – |
| 4 bedrooms | $2,060 | $2,180 | -5.5% | $1,854–2,266 | – |
Small Area FMRs for the Hamilton County, NY. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Hamilton County, NY, 2 bedrooms: $1,287.
What renters pay in 12164
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 12165 | Spencertown | $1,300 | – |
| 12166 | Sprakers | $1,540 | – |
| 12161 | South Bethlehem | $2,240 | – |
| 12167 | Stamford | $1,540 | $861 |
| 12160 | Sloansville | $1,540 | – |
| 12168 | Stephentown | $1,650 | – |
Fair Market Rents across Hamilton County, NY · All NY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.