Rent by ZIP · Schenectady County
Rent in Schenectady, NY 12304
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,540 (+1.3% vs FY2026). Renters in this ZIP code pay a median $1,100 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,100 | $1,090 | +0.9% | $990–1,210 | $836 ±$174 |
| 1 bedroom | $1,280 | $1,270 | +0.8% | $1,152–1,408 | $961 ±$29 |
| 2 bedrooms | $1,540 | $1,520 | +1.3% | $1,386–1,694 | $1,152 ±$80 |
| 3 bedrooms | $1,840 | $1,820 | +1.1% | $1,656–2,024 | $1,293 ±$106 |
| 4 bedrooms | $2,030 | $2,010 | +1% | $1,827–2,233 | $1,414 ±$165 |
Small Area FMRs for the Albany-Schenectady-Troy, NY MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Albany-Schenectady-Troy, NY MSA, 2 bedrooms: $1,711.
What renters pay in 12304
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 12303 | Schenectady | $1,540 | $1,135 |
| 12305 | Schenectady | $1,540 | $1,019 |
| 12302 | Schenectady | $1,680 | $1,449 |
| 12306 | Schenectady | $1,630 | $1,232 |
| 12307 | Schenectady | $1,540 | $1,109 |
| 12308 | Schenectady | $1,580 | $1,305 |
Fair Market Rents across Schenectady County, NY · All NY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.