Rent by ZIP · Smith County
Rent in Elmwood, TN 38560
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,000 (+1% vs FY2026). Renters in this ZIP code pay a median $777 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $760 | $750 | +1.3% | $684–836 | – |
| 1 bedroom | $760 | $750 | +1.3% | $684–836 | – |
| 2 bedrooms | $1,000 | $990 | +1% | $900–1,100 | – |
| 3 bedrooms | $1,240 | $1,290 | -3.9% | $1,116–1,364 | $975 ±$197 |
| 4 bedrooms | $1,310 | $1,310 | 0% | $1,179–1,441 | – |
Small Area FMRs for the Smith County, TN HUD Metro FMR Area. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Smith County, TN HUD Metro FMR Area, 2 bedrooms: $1,146.
What renters pay in 38560
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 38559 | Doyle | $1,110 | $1,080 |
| 38558 | Crossville | $1,560 | $1,294 |
| 38562 | Gainesboro | $1,000 | $763 |
| 38563 | Gordonsville | $1,030 | $885 |
| 38556 | Jamestown | $1,000 | $639 |
| 38564 | Granville | $1,010 | – |
Fair Market Rents across Smith County, TN · All TN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.