Rent by ZIP · St. Joseph County
Rent in Mishawaka, IN 46545
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,350 (+1.5% vs FY2026). Renters in this ZIP code pay a median $1,027 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $990 | $920 | +7.6% | $891–1,089 | $857 ±$173 |
| 1 bedroom | $1,160 | $1,140 | +1.8% | $1,044–1,276 | $882 ±$41 |
| 2 bedrooms | $1,350 | $1,330 | +1.5% | $1,215–1,485 | $1,119 ±$53 |
| 3 bedrooms | $1,630 | $1,610 | +1.2% | $1,467–1,793 | $1,177 ±$112 |
| 4 bedrooms | $1,770 | $1,760 | +0.6% | $1,593–1,947 | $1,304 ±$915 |
Small Area FMRs for the South Bend-Mishawaka, IN HUD Metro FMR Area. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for South Bend-Mishawaka, IN HUD Metro FMR Area, 2 bedrooms: $1,276.
What renters pay in 46545
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 46544 | Mishawaka | $1,240 | $977 |
| 46543 | Millersburg | $1,270 | $913 |
| 46542 | Milford | $1,200 | $1,101 |
| 46540 | Middlebury | $1,340 | $1,076 |
| 46550 | Nappanee | $1,170 | $859 |
| 46539 | Mentone | $1,090 | $1,033 |
Fair Market Rents across St. Joseph County, IN · All IN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.