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Rent by ZIP · St. Joseph County

Rent in South Bend, IN 46628

HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,310 (0% vs FY2026). Renters in this ZIP code pay a median $1,104 a month, including utilities.

Rent by number of bedrooms

SizeSAFMR FY2027FY2026ChangeTypical voucher rangeCensus median rent
Studio$960$910+5.5%$864–1,056$99
1 bedroom$1,120$1,1200%$1,008–1,232$952 ±$68
2 bedrooms$1,310$1,3100%$1,179–1,441$1,102 ±$40
3 bedrooms$1,590$1,5900%$1,431–1,749$1,150 ±$49
4 bedrooms$1,720$1,730-0.6%$1,548–1,892$1,357 ±$122

Small Area FMRs for the South Bend-Mishawaka, IN HUD Metro FMR Area. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.

Area-wide FMR for South Bend-Mishawaka, IN HUD Metro FMR Area, 2 bedrooms: $1,276.

What renters pay in 46628

Median gross rent$1,104±$30 · all sizes
Renter households3,40732% of occupied homes
No cash rent185households

How rents are spread

Under $1,00034%
$1,000–1,49960%
$1,500–1,9995%
$2,000–2,4991%
$2,500–2,9990%
$3,000–3,4990%
$3,500+0%

Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).

Nearby ZIP codes

ZIPPlace2-bedroom FMRCensus median, 2 bedrooms
46624South Bend$1,210–
46635South Bend$1,170$1,354
46619South Bend$1,190$938
46637South Bend$1,420$1,157
46617South Bend$1,770$1,579
46616South Bend$1,280$1,082

Fair Market Rents across St. Joseph County, IN · All IN counties · What is Fair Market Rent?

Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.