Rent by ZIP · St. Joseph County
Rent in South Bend, IN 46635
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,170 (-2.5% vs FY2026). Renters in this ZIP code pay a median $955 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $850 | $830 | +2.4% | $765–935 | – |
| 1 bedroom | $1,000 | $1,030 | -2.9% | $900–1,100 | – |
| 2 bedrooms | $1,170 | $1,200 | -2.5% | $1,053–1,287 | $1,354 ±$254 |
| 3 bedrooms | $1,420 | $1,460 | -2.7% | $1,278–1,562 | $969 ±$662 |
| 4 bedrooms | $1,540 | $1,590 | -3.1% | $1,386–1,694 | – |
Small Area FMRs for the South Bend-Mishawaka, IN HUD Metro FMR Area. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for South Bend-Mishawaka, IN HUD Metro FMR Area, 2 bedrooms: $1,276.
What renters pay in 46635
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 46637 | South Bend | $1,420 | $1,157 |
| 46628 | South Bend | $1,310 | $1,102 |
| 46624 | South Bend | $1,210 | – |
| 46619 | South Bend | $1,190 | $938 |
| 46617 | South Bend | $1,770 | $1,579 |
| 46616 | South Bend | $1,280 | $1,082 |
Fair Market Rents across St. Joseph County, IN · All IN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.