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Rent by ZIP · Santa Cruz County

Rent in Aptos, CA 95003

HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $4,920 (+2.3% vs FY2026). Renters in this ZIP code pay a median $2,731 a month, including utilities.

Rent by number of bedrooms

SizeSAFMR FY2027FY2026ChangeTypical voucher rangeCensus median rent
Studio$3,740$3,630+3%$3,366–4,114$1,750 ±$657
1 bedroom$3,920$3,760+4.3%$3,528–4,312$2,218 ±$82
2 bedrooms$4,920$4,810+2.3%$4,428–5,412$2,478 ±$260
3 bedrooms$6,400$6,140+4.2%$5,760–7,040$3,500+
4 bedrooms$6,650$6,460+2.9%$5,985–7,315$3,500+

Small Area FMRs for the Santa Cruz-Watsonville, CA MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.

Area-wide FMR for Santa Cruz-Watsonville, CA MSA, 2 bedrooms: $4,254.

What renters pay in 95003

Median gross rent$2,731±$261 · all sizes
Renter households2,91329% of occupied homes
No cash rent154households

How rents are spread

Under $1,0006%
$1,000–1,49912%
$1,500–1,9998%
$2,000–2,49919%
$2,500–2,99912%
$3,000–3,4998%
$3,500+36%

Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).

Nearby ZIP codes

ZIPPlace2-bedroom FMRCensus median, 2 bedrooms
95002Alviso$2,700$2,275
95004Aromas$3,140–
95005Ben Lomond$4,450$2,015
95006Boulder Creek$3,980$2,256
95007Brookdale$3,940–
95008Campbell$3,310$2,765

Fair Market Rents across Santa Cruz County, CA · All CA counties · What is Fair Market Rent?

Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.