Fair Market Rent · California
Fair Market Rent in Santa Cruz County, CA
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Santa Cruz County is $4,254 a month, +0.9% from FY2026. Santa Cruz County is part of the Santa Cruz-Watsonville, CA MSA (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $3,230 | $3,179 | +1.6% | $2,907–3,553 |
| 1 bedroom | $3,390 | $3,298 | +2.8% | $3,051–3,729 |
| 2 bedrooms | $4,254 | $4,214 | +0.9% | $3,829–4,679 |
| 3 bedrooms | $5,531 | $5,377 | +2.9% | $4,978–6,084 |
| 4 bedrooms | $5,748 | $5,659 | +1.6% | $5,173–6,323 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Santa Cruz County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 95003 | Aptos | $4,920 | $2,478 | $2,731 |
| 95005 | Ben Lomond | $4,450 | $2,015 | $2,279 |
| 95006 | Boulder Creek | $3,980 | $2,256 | $2,129 |
| 95007 | Brookdale | $3,940 | – | $2,034 |
| 95010 | Capitola | $4,480 | $2,589 | $2,503 |
| 95017 | Davenport | $4,700 | $1,313 | $1,592 |
| 95018 | Felton | $4,310 | $2,726 | $2,165 |
| 95019 | Freedom | $3,800 | $1,461 | $1,447 |
| 95033 | Los Gatos | $4,480 | $3,500+ | $3,500+ |
| 95041 | Mount Hermon | $4,070 | $1,378 | $1,378 |
| 95060 | Santa Cruz | $5,260 | $2,799 | $2,454 |
| 95062 | Santa Cruz | $5,100 | $2,737 | $2,427 |
| 95064 | Santa Cruz | $3,800 | $2,064 | $1,586 |
| 95065 | Santa Cruz | $4,980 | $2,753 | $2,746 |
| 95066 | Scotts Valley | $4,490 | $2,423 | $2,494 |
| 95073 | Soquel | $4,070 | $2,291 | $2,073 |
| 95076 | Watsonville | $3,300 | $1,823 | $1,923 |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.