Rent by ZIP · Santa Cruz County
Rent in Santa Cruz, CA 95065
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $4,980 (+3.8% vs FY2026). Renters in this ZIP code pay a median $2,746 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $3,780 | $3,620 | +4.4% | $3,402–4,158 | – |
| 1 bedroom | $3,970 | $3,760 | +5.6% | $3,573–4,367 | $2,457 ±$391 |
| 2 bedrooms | $4,980 | $4,800 | +3.8% | $4,482–5,478 | $2,753 ±$353 |
| 3 bedrooms | $6,480 | $6,120 | +5.9% | $5,832–7,128 | $2,833 ±$1,192 |
| 4 bedrooms | $6,730 | $6,450 | +4.3% | $6,057–7,403 | $3,500+ |
Small Area FMRs for the Santa Cruz-Watsonville, CA MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Santa Cruz-Watsonville, CA MSA, 2 bedrooms: $4,254.
What renters pay in 95065
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 95064 | Santa Cruz | $3,800 | $2,064 |
| 95066 | Scotts Valley | $4,490 | $2,423 |
| 95062 | Santa Cruz | $5,100 | $2,737 |
| 95060 | Santa Cruz | $5,260 | $2,799 |
| 95070 | Saratoga | $3,780 | $2,911 |
| 95073 | Soquel | $4,070 | $2,291 |
Fair Market Rents across Santa Cruz County, CA · All CA counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.