Rent by ZIP · Saratoga County
Rent in Waterford, NY 12188
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,650 (+1.2% vs FY2026). Renters in this ZIP code pay a median $1,134 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,190 | $1,170 | +1.7% | $1,071–1,309 | – |
| 1 bedroom | $1,370 | $1,360 | +0.7% | $1,233–1,507 | $917 ±$423 |
| 2 bedrooms | $1,650 | $1,630 | +1.2% | $1,485–1,815 | $1,382 ±$73 |
| 3 bedrooms | $1,970 | $1,950 | +1% | $1,773–2,167 | $1,226 ±$802 |
| 4 bedrooms | $2,170 | $2,160 | +0.5% | $1,953–2,387 | $1,583 ±$1,141 |
Small Area FMRs for the Albany-Schenectady-Troy, NY MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Albany-Schenectady-Troy, NY MSA, 2 bedrooms: $1,711.
What renters pay in 12188
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 12187 | Warnerville | $1,540 | – |
| 12189 | Watervliet | $1,540 | $1,176 |
| 12186 | Voorheesville | $1,560 | $1,234 |
| 12190 | Wells | $1,290 | – |
| 12185 | Valley Falls | $1,540 | $1,076 |
| 12184 | Valatie | $1,540 | $1,301 |
Fair Market Rents across Saratoga County, NY · All NY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.