Rent by ZIP · Albany County
Rent in Watervliet, NY 12189
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,540 (+2.7% vs FY2026). Renters in this ZIP code pay a median $1,115 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,100 | $1,070 | +2.8% | $990–1,210 | $650 ±$278 |
| 1 bedroom | $1,280 | $1,250 | +2.4% | $1,152–1,408 | $913 ±$93 |
| 2 bedrooms | $1,540 | $1,500 | +2.7% | $1,386–1,694 | $1,176 ±$71 |
| 3 bedrooms | $1,840 | $1,800 | +2.2% | $1,656–2,024 | $1,260 ±$167 |
| 4 bedrooms | $2,030 | $1,990 | +2% | $1,827–2,233 | $1,263 ±$168 |
Small Area FMRs for the Albany-Schenectady-Troy, NY MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Albany-Schenectady-Troy, NY MSA, 2 bedrooms: $1,711.
What renters pay in 12189
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 12188 | Waterford | $1,650 | $1,382 |
| 12190 | Wells | $1,290 | – |
| 12187 | Warnerville | $1,540 | – |
| 12186 | Voorheesville | $1,560 | $1,234 |
| 12192 | West Coxsackie | $1,350 | – |
| 12185 | Valley Falls | $1,540 | $1,076 |
Fair Market Rents across Albany County, NY · All NY counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.