Rent by ZIP · Hamilton County
Rent in Chattanooga, TN 37404
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,270 (-2.3% vs FY2026). Renters in this ZIP code pay a median $1,094 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,120 | $1,130 | -0.9% | $1,008–1,232 | $624 ±$9 |
| 1 bedroom | $1,170 | $1,180 | -0.8% | $1,053–1,287 | $902 ±$68 |
| 2 bedrooms | $1,270 | $1,300 | -2.3% | $1,143–1,397 | $1,047 ±$124 |
| 3 bedrooms | $1,570 | $1,620 | -3.1% | $1,413–1,727 | $1,476 ±$252 |
| 4 bedrooms | $1,670 | $1,730 | -3.5% | $1,503–1,837 | $1,705 ±$103 |
Small Area FMRs for the Chattanooga, TN-GA MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Chattanooga, TN-GA MSA, 2 bedrooms: $1,340.
What renters pay in 37404
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 37403 | Chattanooga | $1,620 | $1,699 |
| 37405 | Chattanooga | $1,690 | $1,488 |
| 37402 | Chattanooga | $1,460 | $622 |
| 37406 | Chattanooga | $1,160 | $932 |
| 37407 | Chattanooga | $1,130 | $880 |
| 37408 | Chattanooga | $1,690 | $1,657 |
Fair Market Rents across Hamilton County, TN · All TN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.