Fair Market Rent · Tennessee
Fair Market Rent in Hamilton County, TN
FY2027 HUD figures, effective October 1, 2026, plus what renters pay by ZIP code.
HUD's FY2027 Fair Market Rent for a 2-bedroom home in Hamilton County is $1,340 a month, -3.6% from FY2026. Hamilton County is part of the Chattanooga, TN-GA MSA (a metro area). HUD also publishes Small Area FMRs by ZIP code here; those can be higher or lower than the area-wide figure. See each ZIP code below.
Area-wide Fair Market Rents
| Size | FY2027 | FY2026 | Change | Typical voucher range (90–110%) |
|---|---|---|---|---|
| Studio | $1,181 | $1,211 | -2.5% | $1,063–1,299 |
| 1 bedroom | $1,231 | $1,263 | -2.5% | $1,108–1,354 |
| 2 bedrooms | $1,340 | $1,390 | -3.6% | $1,206–1,474 |
| 3 bedrooms | $1,657 | $1,734 | -4.4% | $1,491–1,823 |
| 4 bedrooms | $1,761 | $1,853 | -5% | $1,585–1,937 |
The voucher range is the typical band housing authorities use for payment standards; your housing authority sets the actual standard.
Rents by ZIP code in Hamilton County
Open a ZIP code for every size, the spread of rents and nearby ZIP codes.
| ZIP | Place | 2-bedroom FMR (ZIP) | Census median, 2 bedrooms | Census median, all sizes |
|---|---|---|---|---|
| 37302 | Apison | $1,180 | $897 | $879 |
| 37308 | Birchwood | $1,000 | – | $807 |
| 37315 | Collegedale | $1,820 | – | – |
| 37336 | Georgetown | $1,210 | $858 | $882 |
| 37341 | Harrison | $1,440 | $1,137 | $1,283 |
| 37343 | Hixson | $1,530 | $1,280 | $1,358 |
| 37350 | Lookout Mountain | $1,750 | $1,382 | $1,428 |
| 37351 | Lupton City | $1,410 | – | $1,205 |
| 37363 | Ooltewah | $1,820 | $1,631 | $1,630 |
| 37373 | Sale Creek | $1,310 | $1,065 | $1,027 |
| 37377 | Signal Mountain | $1,480 | $1,745 | $1,614 |
| 37379 | Soddy Daisy | $1,180 | $1,101 | $1,004 |
| 37402 | Chattanooga | $1,460 | $622 | $615 |
| 37403 | Chattanooga | $1,620 | $1,699 | $1,443 |
| 37404 | Chattanooga | $1,270 | $1,047 | $1,094 |
| 37406 | Chattanooga | $1,160 | $932 | $982 |
| 37407 | Chattanooga | $1,130 | $880 | $942 |
| 37408 | Chattanooga | $1,690 | $1,657 | $1,414 |
| 37409 | Chattanooga | $1,440 | $1,458 | $1,341 |
| 37410 | Chattanooga | $1,070 | $761 | $855 |
| 37411 | Chattanooga | $1,260 | $1,110 | $1,072 |
| 37412 | Chattanooga | $1,330 | $1,116 | $1,154 |
| 37415 | Chattanooga | $1,500 | $1,337 | $1,332 |
| 37416 | Chattanooga | $1,290 | $1,099 | $1,119 |
| 37421 | Chattanooga | $1,730 | $1,420 | $1,405 |
| 37450 | Chattanooga | $1,440 | – | – |
Sources: HUD Fair Market Rents and Small Area Fair Market Rents, FY2027 (effective October 1, 2026) and FY2026; U.S. Census Bureau, 2020–2024 American Community Survey 5-year estimates (median gross rent by ZIP code). Fair Market Rents and Census figures include utilities. Not affiliated with HUD or the Census Bureau. About the data.