Rent by ZIP · Hamilton County
Rent in Chattanooga, TN 37409
HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,440 (-0.7% vs FY2026). Renters in this ZIP code pay a median $1,341 a month, including utilities.
Rent by number of bedrooms
| Size | SAFMR FY2027 | FY2026 | Change | Typical voucher range | Census median rent |
|---|---|---|---|---|---|
| Studio | $1,270 | $1,260 | +0.8% | $1,143–1,397 | – |
| 1 bedroom | $1,320 | $1,320 | 0% | $1,188–1,452 | $1,030 ±$94 |
| 2 bedrooms | $1,440 | $1,450 | -0.7% | $1,296–1,584 | $1,458 ±$388 |
| 3 bedrooms | $1,780 | $1,810 | -1.7% | $1,602–1,958 | $1,721 ±$422 |
| 4 bedrooms | $1,890 | $1,930 | -2.1% | $1,701–2,079 | – |
Small Area FMRs for the Chattanooga, TN-GA MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.
Area-wide FMR for Chattanooga, TN-GA MSA, 2 bedrooms: $1,340.
What renters pay in 37409
How rents are spread
Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).
Nearby ZIP codes
| ZIP | Place | 2-bedroom FMR | Census median, 2 bedrooms |
|---|---|---|---|
| 37408 | Chattanooga | $1,690 | $1,657 |
| 37410 | Chattanooga | $1,070 | $761 |
| 37407 | Chattanooga | $1,130 | $880 |
| 37411 | Chattanooga | $1,260 | $1,110 |
| 37406 | Chattanooga | $1,160 | $932 |
| 37412 | Chattanooga | $1,330 | $1,116 |
Fair Market Rents across Hamilton County, TN · All TN counties · What is Fair Market Rent?
Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.