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Rent by ZIP · Hamilton County

Rent in Chattanooga, TN 37412

HUD's FY2027 Small Area Fair Market Rent for a 2-bedroom here is $1,330 (-4.3% vs FY2026). Renters in this ZIP code pay a median $1,154 a month, including utilities.

Rent by number of bedrooms

SizeSAFMR FY2027FY2026ChangeTypical voucher rangeCensus median rent
Studio$1,170$1,210-3.3%$1,053–1,287$786 ±$354
1 bedroom$1,220$1,260-3.2%$1,098–1,342$959 ±$93
2 bedrooms$1,330$1,390-4.3%$1,197–1,463$1,116 ±$47
3 bedrooms$1,650$1,730-4.6%$1,485–1,815$1,462 ±$140
4 bedrooms$1,750$1,850-5.4%$1,575–1,925$1,931 ±$801

Small Area FMRs for the Chattanooga, TN-GA MSA. Fair Market Rents include utilities. The voucher range is the typical 90–110% band; your housing authority sets the actual payment standard.

Area-wide FMR for Chattanooga, TN-GA MSA, 2 bedrooms: $1,340.

What renters pay in 37412

Median gross rent$1,154±$42 · all sizes
Renter households4,02442% of occupied homes
No cash rent103households

How rents are spread

Under $1,00029%
$1,000–1,49947%
$1,500–1,99913%
$2,000–2,4996%
$2,500–2,9994%
$3,000–3,4991%
$3,500+0%

Share of renter households paying cash rent, by monthly gross rent (rent plus utilities).

Nearby ZIP codes

ZIPPlace2-bedroom FMRCensus median, 2 bedrooms
37411Chattanooga$1,260$1,110
37410Chattanooga$1,070$761
37409Chattanooga$1,440$1,458
37415Chattanooga$1,500$1,337
37408Chattanooga$1,690$1,657
37416Chattanooga$1,290$1,099

Fair Market Rents across Hamilton County, TN · All TN counties · What is Fair Market Rent?

Sources: HUD Small Area and county Fair Market Rents, FY2027 (effective October 1, 2026); U.S. Census Bureau, 2020–2024 ACS 5-year estimates. Census figures are survey estimates (±90% margin of error) and trail today's market. Place name from GeoNames. About the data.